Are the ones they found available foxfire?

The CF insert & the running boards are aftermarket add ons that they must pay you for (above the list price for the basic vehicle) if they are going to total it.

Sounds like it's time to find an attorney.

Go find vt_maverick's thread on when his was totalled, print it out & take it with you to your attorney (but don't show it to their adjuster unless your attorney tells you to).