Keep it & fix it.
Garage estimate for repairs is $5236.95 so the settlement will cover the cost of repairs ... IFF ... there is no hidden damage not covered in the estimate.
I called USAA again & they are playing hardball. They refuse to give any value increase based on rarity of color. This is the situation where both parties having the same insurance is a problem. I don't have anyone 'in my court' to fight the other driver's insurance for me. They also refused to contact Richard to get a value estimate like they did for you (because he doesn't have any on his lot right now). The only way that they'll even look at the spreadsheet is if I send them a copy of each web page that I linked in the spreadsheet. They won't give any value added for the lift kit either.
I'm not giving up though. I'll be 'made whole' ... even if it kills me.
BTW, they actually assessed the value of BZBZZZ at $7950 but bumped it up to $8200 for taxes & stuff.
I won't let it die. BZBZZZ will be back on the road .... hopefully in time for Moab 2013.