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  1. #1
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    Quote Originally Posted by lasturbo View Post
    It is only dependent if it is reported by the insurance companies, correct? If you pay out of pocket for minor or major repairs, that for sure is not going to show.
    And sometimes a police report will trigger the alert as well. It basically has to make it into the DMV system for your state or it's not going to show up.
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    bump ttt
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  3. #3
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    Quote Originally Posted by lasturbo View Post
    It is only dependent if it is reported by the insurance companies, correct? If you pay out of pocket for minor or major repairs, that for sure is not going to show.
    Quote Originally Posted by Mile High VX View Post
    And sometimes a police report will trigger the alert as well. It basically has to make it into the DMV system for your state or it's not going to show up.
    AutoCheck gets its info from the master insurance claim database that all auto carriers use to track accidents, fraud, history of coverage, etc. AC also gets info from each state's DMV on anything that was reported to the police. CarFax gets NO information from that insurance database, and at last check only received info from 30-ish state DMVs. But both do also receive information from dealerships, body shops, emissions testers, etc. The additional insurance database info is what makes AutoCheck a much better bet than CarFax.

    That said, lasturbo is correct, if you flip your car over in a field, get Joe Bob to tow it out with his tractor before the police show up, then pay to have it fixed yourself, it likely will never show up on one of these reports unless the guy at the body shop decides to go out of his way to report it.

  4. #4
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    Quote Originally Posted by vt_maverick View Post
    AutoCheck gets its info from the master insurance claim database that all auto carriers use to track accidents, fraud, history of coverage, etc. AC also gets info from each state's DMV on anything that was reported to the police. CarFax gets NO information from that insurance database, and at last check only received info from 30-ish state DMVs. But both do also receive information from dealerships, body shops, emissions testers, etc. The additional insurance database info is what makes AutoCheck a much better bet than CarFax.

    That said, lasturbo is correct, if you flip your car over in a field, get Joe Bob to tow it out with his tractor before the police show up, then pay to have it fixed yourself, it likely will never show up on one of these reports unless the guy at the body shop decides to go out of his way to report it.
    not even all insurance claims show up on here. Sue ran a report on my lady's civic which was in an accident and repaired through insurance about 2 years ago. didnt show up on the report though


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