Never let anyone borrow your VX!!!

[VCrossfan]

Thanks everyone, I’m not sure why it wasn’t totaled. I’ve had offers in the past for as high as 15grand. The odometer had 90k on it but other then that my VX was perfect, not a scratch on it. It also seem like the insurance adjuster really wanted to save my VX. I think I was just lucky.

15k SOOOOOOLD!!! Then buy a VX for 6k. With 9k of mods and have a 0ne-of-a-kind VX...Glad there taking care of you ! !

[kodiak]

lol! Yeah, I just couldn’t do it.

15k SOOOOOOLD!!! Then buy a VX for 6k. With 9k of mods and have a 0ne-of-a-kind VX...Glad there taking care of you ! !

[workmeistr]

(Thread was already jacked long before I chimed in...)

Some stated value insurance providers put all kinds of constraints on yearly mileage and driving limitations, like you can't drive the vehicle daily to/from work.

I'm a USAA guy, myself, but I was tempted to do a Stated Value policy through State Farm that was the fairest on restrictions on my '98 Rover Mini. I later gave up, but I would be interested in knowing if anyone has a Stated Value policy on any car, that has lenient restrictions/conditions.

As far as the appraisal, State Farm was just going to let me print their appraisal form off of the internet and have it appraised by a local shop or Mini collector. 'They' can say anything and can be flexible when adding mods/$ value to the total appraised value, as well as calculating in rarity. State Farm was also asking for examples of similar vehicles for sale near, or close to what I was requesting stated value as. That's too easy with a number of VX's selling between $10K - $15K recently. I'm only looking to do about $12K stated value, and that's including the stereo.

I'm interested in doing a Stated Value policy on both my VX and '93 Range Rover, so hopefully someone can post positive experiences with such policies. Thanks in advance.

[circmand]

I will say they did require another vehicle with proof of insurance as a daily driver but I thought the 5000 miles a year was pretty good consider how often its not running./:bwgr:

[VehiGAZ]

(Thread was already jacked long before I chimed in...)

I would be interested in knowing if anyone has a Stated Value policy on any car, that has lenient restrictions/conditions.

As I mentioned in the original hijack, I have a stated-value policy with Hagerty for my 1989 928GT. Their "restrictions" (mileage, use, etc) were the most lenient, but are not actually written into the policy, but are used to calculate the premium. If you have to make a claim while you are out driving, who is to say if you were out for a sporting morning drive or on your way to work?!

My coverage limitations during track events are spelled out in exquisite detail in the policy, though!

[Y33TREKker]

I'd suggest calling them directly and seeing what you can work out...

I called Hagerty direct, and was told that no policy was available because they don't consider the VX a "collectible" vehicle at this time.

[kodiak]

It’s back!!! So far everything looks and feels great and I got an extra new 18in wheel out of the deal. There is a gap that’s off about a milometer or two but other then that it’s perfect.
Thanks again for everyone’s support. It’s like it was all a bad bream.

[nfpgasmask]

[JoFotoz]

DITTO...

Great news....


jo

[tomdietrying]

It's like saving an endangerered species. Chalk one up for the good guy!
Peace.
Tom

[OHVX'er]

Congrats, glad everything worked out for you!

[Gussie2000]

Hey kodiak !

Welcome back...............................again

You shall share with the appraiser guy how greatfull not only you are but all of the VX'ers for going "further" & had you VX back from what seemed to be the end of the history of your VX.

Also comment to him how many VX's got totalled with minimum damage in the last 12 months & he broked the "record"

Salt lake city drivers .......Beware..............King proton's back again............Get outter his way

[pbkid]

woo hoo!!!

back on the road again!!!!

see ya in moab

[TheGanzman]

Ah, together again for the first time - ain't it great!?

[Ldub]

It’s back!!! So far everything looks and feels great and I got an extra new 18in wheel out of the deal. There is a gap that’s off about a milometer or two but other then that it’s perfect.
Thanks again for everyone’s support. It’s like it was all a bad bream.

Hey Bro...

I haven't been on in a few days, & this was the first post I clickd on...

VERY glad to hear you're back in the saddle...