Quote Originally Posted by Triathlete
The newest scam is caller ID. The criminal mind has figured out how to manipulate the caller ID from thier end to make it read what they want (a bank, loan Co., etc.) and just like the net scams they fish you for info. BEWARE!
Indeed, this one has the potential to fool a lot of people and the banks have got nothing in place to protect you. The best thing you can do is make the caller prove they are who they say they are by having them tell you something about your account that would be hard for a 3rd party to figure out - like your account balance on the last statement.

Or you can simply refuse to talk to them and instead call them back at the phone number listed on a recent statement. Note that if the caller gives you a number to call back at, even a toll-free number, you can't trust that it is an official number and not one controlled by the phisher.