For comparision in my part of Canada I pay $1,500 CAD/year (~$1,300 US), $500 deductable, $250,000 liability - and that's with maximum 25% discount with good driving!!! (photo radar tickets do not go against the licence.. )

In Manitoba there is only one insurance company and it's sort of controlled by the government, so no shopping around for pricing.

(And that's cheap when compared to a minimum $300/month for my old 1987 motorcycle.)