Something just doesn't seem fair...

[Ruflyf]

I think just about any bank will work with you with a 600+ credit score. That does sound like a big payemnt though, if you are truly happy with the car, let it go and start searching for one to make your own.

[Joe_Black]

Check with some local credit unions. They're not regulated like banks and have a lot more latitude in lending. Both of our VX's were done through the local credit union we were able to join and the highest interest rate was about 6%, and that was years ago before the rates dropped. That beat the crap out the best rate the bank I work for could do, and it's one of the top-ten largest banks!