Quote Originally Posted by Lease-V-cross
Or---next June 06 I turn it in but then all that money I put into during leasing was for nothing.
That's a bad way of looking at it. A lease is designed to calculate interest + depreciation only. You're not puting money into the vehicle, you're "renting" it at a predetermined rate that will make a marginal profit for the bank. The cost (and risk) to you is minimal. I say turn it in.... you can get a VX on open market for under 10k these days if you shop around for a desperate seller.