Quote Originally Posted by tiggergreen
I was only carrying liability insurance as I own it free and clear. So if I do not get it back, I lose everything.
This is a valuable lesson to learn. Insurance is for protection. If you're not insured by a 3rd party against theft, you should do everything you can on your own to insure against it. That means "the club", a good alarm, lojack, or whatever. It also means careful supervision of unknown parties around your vehicle and secure placement of your vehicle's title. Otherwise, you're taking the risk of a complete loss.