Tone is correct... over-cooling isn't good, either. Besides, you may just be spending money where it isn't needed. If you find you COULD benefit from a tranny cooler, they are pretty simple to install... you just have to find a place to mount it.
I installed one on my '97 Prelude as it was an auto with "sport shift". Many other owners had noted that the tranny fluid temps would get pretty high because of the stress a lot of the mods were putting on the tranny. I did a few mods to improve performance, but the manuals were really meant for that... so anything I did that made a significant difference in HP/torque put more stress on the tranny, hence a possible need to cool it down.