RT,
As you probably already know...a boat is just a mostly dry spot in the water into which one throws money. That being said, I'm envious, living on the water is great!
I have a cuzzin in Louisiana that lives on a houseboat on the bayou(sp?) that I've stayed with in the past.
Only problem there was coming home in the wee hours & forgetting that the tide went out.(ouch)
Good Luck,
Ldub