Just do a search on here for problems. Some people seem to think the engine is defective. I don't. Read the threads and come to your own conclusions.

As far as insurance, I pay about 25% more than I did for my trooper for the VX. Its pretty expensive. I asked the insurance saleswoman on the phone how it compares and she said that shes seen sports coupes with a "factor" as high as the VX.

its not a soccer mom SUV.