Leah, who's your insurance company. I have more than 1 vehicle as well and was hoping a multi-car discount would help me. I also have an excellent driving record with no tickets or accidents. I have Geico and I'm still paying more than $600 every 6 mths for the VX alone. Maybe it's the demographics. Are you in a rural area? There multiple accidents here in DC every day during morning and evening rush hours. I imagine that a contributing factor to my higher rates too.