Recently,I tried Grundy& a few of the other "collector" insurers looking for a break on the VX. It sits under cover, in a garage, comming out just enough to stay healthy. Seems a perfect fit.......they aren't having it. Not yet anyway. State Farm is still my best bet. They charge "on a curve" when there are several vehicles involved, and they never give us trouble about OEM parts on jobs. By the By, welcome, and enjoy your car....... it is a Blast, and a fairly reliable vehicle. Funny you got it in Phila. . My kids live there and have never seen another outside of here(Fla.)