Tone is absolutely right.
I've seen enough internet-hosted scams over the years that I can confidently say that so far, all the talk here and on the other forums proves nothing either way. It is human nature to think both the best and worst of others and that goes triple for when a person's money is on the line.
Since this isn't a religion, you don't have to have faith. You can trust all you want, but verification is the only way to know.