Geico is nationwide. I have heard (but it is just hearsay) that once you make a claim they will drop you like a bad habit. I was sideswiped by someone with Geico insurance once, and apparently my mother had heard likewise because she said "serves 'em right, that insurance will drop her now". In fact she has made her dislike for them apparent a few times - I guess I need to ask her why. I'd love to hear more from anyone else with experience dealing with them. I know in my case they gave us the run-around because the stupid cop (well he was - nothing against police officers, but I've had a few ridiculous experiences with 'em) said he couldn't determine who was at fault, did not want to do a report because he said the damage was under $500 (it was $1500!). And this was one of those really obvious ones as far as determining what happened and who was at fault. Plus the damn lady was hoping I'd just go away and she went in and had dinner while I waited for an officer to show up - I had to go get her from her table when he got there. What a way to act like a b****, and if I were the officer that alone would have spoken volumes to me. He wasn't interested in witnesses either, and there would have been many. Luckily I have State Farm and they really go to bat for ya.
Then there was the cop that came over when our cat was shot and actually told my mom he didn't like cats and he'd shoot 'em too if he wouldn't lose his job for it. Say what?! That a-hole should've lost his job for saying it too - what an idiot! And another pulled me over for running a red light when it was green. Plus I was sitting right next to him at the light, knew he was right there... and the moron tells me he thought I was daring him to stop me. Huh?! I pulled over immediately and it was green. Yeah...oooookay... that's what I like to do on my Saturday nights... go around screwing with the cops. Yeah, right. Maybe if he paid attention he'd know it was green too. Still not quite sure what the heck went wrong with his noggin on that one, but no ticket.
Sorry for the rant. I totally respect most police officers who are in it for noble reasons and do a fine job and put it all on the line. But some are on a power trip, too, and I can't stand them.
Oh, and that guy that shot our cat (cat lived by the way)? He was a security guard who had tried like three times to be a police officer.