Interesting. What insurance company is this? State Farm covered EVERYTHING I had stolen out of my car a couple years ago. As long as I had a reciept to prove I owned it. They replaced a head unit, amps, speaker box, and even a coat that was in the car.

That just sucks man.

reminds me of a story when I lived in NY. My buddy had a crappy little Jetta with no stereo in it. No music at all! Well, we went to Paladium one night and he put a hand written sign in the window on the dash that said "NO RADIO INSIDE". When we came out later, the driver side window was broken. The vandal wrote on the back of the sign "JUST CHECKING". Some people are real jerks.