If you go to the very first message on this thread, you will see the accident described. Two pictures in my Gallery show the damage to my VX and his Land Rover.

I went to renew my insurance last week, thinking that we had "shared" the blame (as I was led to believe) for the wreck. NOT!!

I recall that as I was turning left from the left lane of a multi-lane road, he decided to pass me on the left by using the median area. He said I was turning left from the middle lane, and he was just using the left-most lane to pass. Apparently, he (a lawyer) had better persuasive skills.

So I learned that his repairs, in the end (and after several trips to the shop,) totalled nearly $7000. YES, SEVEN thousand dollars. (My repair cost $950. ) This large claim earned my several "merit points," which really should be called "de-merit points," and my premium increased considerably.

So I changed companies. The new insurance agency did thier usual searches (as I was hoping for the best) and found nothing against me (as I was not ticketed in the accident.) My premium stayed the same.

In the meantime I'm still reeling from the shock of the cost to repair his car... almost thinking it may be a case of fraud?!