Sorry to hear about your cc problem. After, hopefully, you get it resolved you might want to try what I've done. I have a small "budget" checking account that makes use of a debit card (Visa). I set it up just for internet purchases. I only keep what I plan to spend on internet purchases...usually only $100-$200. That way...if someone steals my #'s they can only spend what is in there. I used it on our splendid speedhut group buy...lol. I don't know if someone could use it to initiate Identity theft and get credit in my name or not...but, at least it offers me a piece of mind. Plus...when I bought my MOMO stuff for the VX...the bank called me up to verify the charges as it was suspicious to them.

Hope this helps. By "Budget checking" I am referring to a plan with no checking charges or fees for a minimal amount, but, you can only write say up to 6 checks a month for free.