Well, after doing some research here, it's worse than I thought. It WASNT one of my credit cards that they used. Turns out, someone opened a credit card account in my name. So, it seems it has gone from credit card fraud to identity theft. I have already started the process of aquiring a credit report and my dealings with the states attorney general office on the matter. From what I have been told thus far, the LONG road is just beginning.

If there is a God, can I please get a break for once?!