See, that's why I always keep my credit cards maxed dude...Nah, Just kidding. One time somebody tried to get instant credit under my name at "Sears" of all places, but they didn't have my social security # thank God... I use Paypal most of the time and it seems ok so far...I wish you luck in straightening out your issue with the card. Well, someones enjoying a Gucci bag on your expense huh? Gonna take alot of overtime hours at work to pay for that thing !