I have been on the credit bandwagon - it is a feeling of euphoria when you can go in some place and buy something really cool with a piece of plastic. However, once that has been done, the long haul begins of making payments. If you make a payment near the minimum payment, most times that product ends up costing you twice as much.

I strongly urge you to pay off any credit cards. Then start putting the extra money each month into a savings account. When that money has grown large enough, you can then pay cash for a supercharger. The other good thing about this approach is that technology continues to astound. If you were to save money for a year or two, there is the possibility of something even better becoming available.

I just got out from the credit umbrella. I have no credit cards and both of my vehicles have been paid off. It was great last November to go in to Fry's and see a sub $500 DVD system and be able to buy it for cash. It used to be that I was paying $550 a month just for the Vehicross...

I can honestly say that if we did not have credit cards, that the recession of the late nineties would have turned into another great depression...

Besides, if my movie does well, I'm planning on something huge for the Vehicross owners... I'm not going into details yet, because I don't want to get too far ahead of myself.

Brent
www.xanderstudios.com