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Thread: Any Tips For Dealing With Insurance Adjusters?

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    Any Tips For Dealing With Insurance Adjusters?

    Hey Guys. Looks like as of today there is one less VX on the road. Guy blew a red light, I gunned to avoid him hitting my driver side door (I was turning left), he ended up clipping my tail end and sent me into a tree and telephone pole. No doubt she is totaled. Only a broken finger, bruised shin, and disappointment is left behind.

    So as the title states, I know I'm about to get screwed... any pointers?

    Also what are the thoughts @ buying it back as salvage? Single owner, daily driver since 2002 :,( She's in rough shape now. I don't have the time to part her out but I have a friend who owns an auto body shop that I may be able to recruit.

    Oh, and no, I didn't have a roof rack X)
    Last edited by PitViper : 03/09/2017 at 04:15 PM

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    Truck was valued at $5800 according to the insurance adjuster. The comps used were both in the low $5ks. I'm going to dig around and see what I can come up with for compairable sales.

    Truck was in excellent condition. Tires and rims were just over a year old which wasn't taken into account. I got a copy of the invoice from the shop that did the work to submit.

    Amazingly she had the original PV muffler that I installed 13 years ago lol. Tail pipes were redone 3 years ago but the muffler was still surprisingly alive and kicking!!
    Last edited by PitViper : 03/15/2017 at 06:44 PM

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    Are you on the Facebook group - probably better response there.

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    I think it would have been worth $6k-$10k depending on the condition of the paint and how many miles it had on it. I am sure you could find some comps that have sold but it might take some digging.

    I also agree that posting this on Facebook would get you a lot more responses.

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    Live, Love, Forgive and Never Give Up

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    I totally forgot about that thread, thanks Earl

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    Thanks all. That link is helpful. In my situation at least the other party has claimed fault so I can get an attorney if push comes to shove.

    They refused compensating me for rims/tires which were only a year old. Their reasoning was that when they did the appraisal it was done with the original alloy wheels - that my upgrades were customer choice and did not affect the value. I argued that the original rims and tires would have been 15 years old and is in no way comparable to set that was installed a year ago.

    Digging for comps is getting harder and harder.

    I'll check out the facebook group and report back.

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