OUCH BUD..... That is some bad luck! How much do you have to pay, What do you have to pay for? I thought that you had to have insurance to drive a rental, shouldn't that cover it? So you said you spun out, what did you hit? Are you supposed to inspect the car before you take it off their lot? Never rented a car so I don't know how this stuff works. But, BEST OF LUCK, hope everything turns out alright.