Personally I have had bad luck with getting rear-ended. I was rear-ended in my Taurus when a guy in a pickup was trying to merge into traffic and got too busy looking over his shoulder and not in front of him, not noticing I had not gone yet either. Pretty minor. Then sideswiped in my Taurus when I had the right-of-way and someone turned right into the side of me having not bothered to look my way first. Rear-ended in my Avenger by a guy in the wrong lane who raced across three lanes of traffic to get where he needed to be without room for it and then was carrying too much speed to stop when he swerved in behind me. Rear-ended in my Avenger again in a parking lot, same way the Taurus was sideswiped. Then rear-ended in it a third time, that being the only time I was at fault, even though the guy was speeding. Took a hit to the rear clip sorta from the side, had the whole thing just about knocked completely off. Luckily never needed any metal work except for the Taurus sideswipe (2 doors, door pillar, fender, $1500).
Most excitement in the VX so far was avoiding a squirrel Friday morning. Slammed the brakes, swerved to the right. The VX took it all in stride though.
Given my history though, maybe I should re-think the brake flasher mod, hmmm?