Ouch... Murphy's Law... All that protection under there and you get hit where it hurts...
So it is that piece I circled in my pic. Hopefully it's a bit easier that having to cut a section out... If it's not to hot out tomorrow, I'm gonna try swapping out my front rotors, I'll take a closer look at that section.
Thanks Adam-Lee! (I forget which name you go by ).
Appreciate the input/info!