I agree 100%. Not that you want to sell BZBZZZ, but having a salvage title will destroy your resale value, which does unfairly damage you financially.
Let me tell you a story about USAA though. We used them to apply for a VA home loan for our current house, and they recommended a "USAA-certified" real estate agent that we could use. We were offered a $1000 gift card in exchange for using this agent, who we were told must maintain a membership/certification to be recommended by USAA (and I guarantee you there was a fee associated with membership). That arrangement is the clear definition of a kickback and is absolutely illegal in the state of Virginia. I pressed our loan officer on how in the world they get away with it, and she said she'd talk to her "manager" and call me back. This is literally what she said when she called back: "I've been reassured by my manager that our lawyers have researched the issue and found a loophole that makes this technically legal in Virginia." I told her I didn't feel comfortable with the potential that I could be violating the law and that we'd provide our own agent.