well the story is mine against his. His insurance is refusing to pay for mine and mine refusing to pay his. My insurance tried to get 50/50 from both parties on both vehicles. progressive said no. So my vx is still very much drivable and I bought it back after they paid off loan. They had it valued at 10000. Same as i paid for it 21000 miles ago. So i plan on keeping it and buying a rear bumper and p.side rear cladding from members here or offering it up to sale to someone on this website who can do body work and wants a clean vx otherwise.