One more tip, when the shop replaces the cladding, BE SURE TO TELL THEM YOU DON'T WANT IT PAINTED TO MATCH. The shop in Denver did that to my VX and now I can't use any Back to Black or Showroom New type products on it because it's been treated with some sort of chemical barrier that prevents them from absorbing. I'm pretty sure I can use GatorBack but it's still frustrating.
Good info! I just went around and put a single coat of showroom new on a couple months ago. That was probably what I was worried about the most, the color not matching. Never went through an insurance claim before, so the other advise is helpful too.