I think you should be okay. I got into an accident in Denver last November that did a similar amount of damage to what you and circmand seem to have had and insurance fixed it without totaling it. The key is making sure your adjuster properly values the vehicle before comparing it to the repair estimate. The one thing you have going against you vs. our situations is that your VX is a 99, so obviously the base book value would be less. My recommendation would be that you start using AutoTrader, Cars.com, and SearchTempest (Craigslist) to pull a list of all 99s that compare well to your vehicle in terms of mileage and condition. Print out 3-5 of those ads (obviously pick the highest priced ones) and show them to your adjuster if he's concerned about the value. My adjuster in Denver initially told me he thought it would be a total based on the book value, but after looking at some comps online and in the insurance company's pay-out database he changed his mind.
Good luck and let us know what we can do to help.
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