Insurance has to pay retail book value.

Also, if you look at the video links posted by evillecutter above...The Art and Science I, you hear the Isuzu exec say they went for ceramic dies because they knew coming out of the starting gate "the VX isn't for everyone". They knew from the beginnig that sales would always be low. Another interesting finding: If you look at the JDM VX shift console the gear selector is to the left of the hi/lo range selector, indicating that left hand drive was going to be their biggest market, albeit very limited.