Mike,
The only reason you would need 4h is speeds over 45 mph. If your doing over 45 with a front locker, you definately dont want it engaged. It will throw you into a ditch faster than you would believe. In fact I would say your likelihood to roll your vehicle would be highly increased. actually, just for reference, both toyota and jeep (the only 2 manufacturers that include lockers from the factory currently, that im aware of), both have safety's built into the vehicle that you can only engage the locker in 4low, and in case of the toyota, only 1st gear. Im not sure if jeep limits you to first gear, but toyota does...
Jo, seems like you got your answer 
Now I have to figure out some other tricky wiring I can do for ya....
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