Jamas, it's still a gamble. Putting all this time/work/money into a house that lost $150k of it's value in the last 5 years is pretty insane, especially since we would like to move to a larger home as soon as we can. But, I refuse to take a huge loss on some buyer's low bid offer, so I am waiting it out and just making it as comfortable as possible for our duration there. As long as we can remain happy in it for now, it works for me.