Yesterday I contacted a local lawyer. After listening to my story - she suggested I file a complaint with the Internet Fraud Center - afterwhich I should contact both the district attorneys office where the seller lives - and - contact a lawyer in Ceder Rapids. One for Criminal action and the other for Civil representation for the cash. Today I failed a dispute with my bank ( was still within the 60 days allowed ) BOA indicated they would have a "resolution" ( on way or another ) by Dec 18. Tomorrow I contact the DA and sellers-area-attorney. In Austin next week - don't know what kind of internet access will be waiting for me - but anything changes significantly - I'll let you know.