Just got off the phone with the adjuster who is bringing the check by now. The numbers shake out like this:

Total Value w/ Mods: $14,674.08
Salvage Price: $1,400.00

I owe about $4500 on the VX so even after paying off the loan I'll be getting a healthy check. FWIW, I bought my VX in April of 2008 with 22K miles for $14K. About $1,600 of that insurance total value is mods, so figure that means my VX just "sold" in November of 2011 with 73K miles for about $13K. Might be the best evidence yet that our VX's are just around the corner from becoming valuable collectibles.

I'd like to take a second to say a big THANK YOU to Richard Payne of Detailed Driven Autos. GEICO originally offered a little less than $10K, but the adjuster told me that I might be able to appeal that value if I could get a dealer to write up a quote for what he would sell my VX for on his own lot. Though I didn't end up buying a VX from Richard, he still agreed to write up a detailed quote including tax, title, tag, shipping, etc. that I could use against GEICO. And as it turns out, GEICO decided to pay EXACTLY the value on Richard's quote.

So Richard, THANK YOU SO MUCH FOR YOUR HELP!!!