Well just finished part one of my homework for tonight, which is generating KBB and NADA values and searching for every available 2000 VX in the country to assess pricing. I've always said the thing that made my VX special was the color, and I think that may be the best argument to make to the adjuster. There are exactly (4) Foxfire VX's for sale in the entire country right now (all of them 2000's btw), and three have more mileage than mine. Based on the ads and pricing below, if insurance is indeed intended to "make you whole" it seems like there's certainly an argument to be made for $10,000.
NADA Values
Clean Retail - $9,625
Clean Trade-In - $7,200
Average Trade-In - $6,375
Rough Trade-In - $5,375
Kelly Blue Book Values
Suggested Retail - $9,625
Private Party Excellent - $8,175
Private Party Good - $7,750
Private Party Fair - $7,050
Foxfire VX 1 - 55,000 miles - $10,900
Foxfire VX 2 - 90,000 miles - $11,900
Foxfire VX 3 - 92,400 miles - $9,750
Foxfire VX 4 - 117,460 miles - $9,495
My VX - 73,000 miles - $?????
As always, thoughts and suggestions are welcome. Now off to part 2 of the assignment, tracking down receipts for the mods that were destroyed in the accident (HIDs, front marker and turn signal LEDs, VXC front skid plate, Stongard lens protectors, etc.).