Is This the End?

[nfpgasmask]

I hate threads like this, but I am glad you guys are all ok. The VX, like you said, is just a car and that's not important, but know that there are still others out there to be had if you want to get back in one. Again tho, the good thing is you are all ok.

Bart

[tom4bren]

... and don't worry... we will be right here!

Yah, we can run but we can't hide ... he knows where I live

[Etfren]

Sorry to hear about your rig, but good to hear your family (including the 4 legged member) are alright. Like others have said, thank your VX for saving you, but there are plenty more out there just waiting for a great home.

[PittVXr]

Sorry to hear about your accident. Glad to hear everyone made it out in one piece. Please, if you have not already, make an appointment to see a doctor. Too often the full extent of your injuries won't show up for a few days. Make sure you and the kid get a check up, just to be sure. With the amount of adrenaline pumping through your body at the time of the accident, you don't start to feel everything for a day or two.

[jhigareda]

Glad you your daughter are okay man. The machine did its job and protected what's important.

[Scott Larson]

So sorry for the loss of your beloved VX but delighted to hear that you and the family are A-OK! Have you heard yet as to the condition of the other driver? Best wishes to you and yours...

[Gussie2000]

I am sorry that you went thru all this just because of someone who didn't care a dime about people's life.

Thank god you & family walk away in one piece,hopefully you'll be back with another VX whatever color you choose from.

In situations like this where a "driver" becomes a threat to people on the road and eventually hurst,kills or causes damages i feel no simpathy whatsoever & can't care less whatever happened to him.

I hope your insurance "hunts" for every single possible penny from this guy so you can get another VX when time allows you to do so.

Damn it ! it's hard to see your VX in this conditions,another one of the breed bit the dust

Keep us posted ash

[atilla_the_fun]

I am sorry that you went thru all this just because of someone who didn't care a dime about people's life.

Damn it ! it's hard to see your VX in this conditions,another one of the breed bit the dust

Keep us posted ash

...AND THEN...THERE WERE 2493..

[vt_maverick]

Thanks for the support guys, it really is comforting to know that others understand your loss. No new info on the other driver, I'd say the sheriff's office is being somewhere between mildly uncooperative and bureaucratically belligerent at this point. The receptionist told me they would get it typed up and available "sometime, maybe today, maybe tomorrow" and that the only way to know would be to just keep calling. I guess maybe she thinks my BMW got scratched by someone's car door or something.

I may be missing something here, but what exactly is the advantage of going after their insurance vs. filing a claim with your own? Gary, would definitely like your input on this one. My understanding is that if I don't go after his insurance, my insurance company will do it after I file with them. It sounds like my premiums may go up either way, so what is the advantage of waiting around to hound the other guy?

I work from home when I'm not on travel (that makes sense right?) so I don't need to run out and get something else right away. I want to make sure I'm making the best decision.

Thanks!

[ZEUS]

DAMN IT! That sucks Mav! Obviously, I am glad you are all ok but it sucks how often bad things happen to good people... and then gets worse. I hope everything pans out well for you in this situation!!!!!!!

[pointup]

Sorry,

[rsteinmetz70112]

what exactly is the advantage of going after their insurance vs. filing a claim with your own?

If you are made whole in the end it should make no difference to you. The legal principal is called Subrogation, your insurer can go after anyone they think caused them to pay you. Usually they don't bother because the cost of pursuing broke defendants isn't worth it.

The worst situation is when both drivers have the same insurance company. You are both then screwed.

If you aren't getting everything you think you should you ought to consult an attorney. I don't know anything about the laws in your jurisdiction, but in my experience the mere appearance of a lawyer will make a significant difference. This may help with the Sheriff as well.

I don't understand why the Sheriff is being obstructive, I'd think they'd want you to testify about the "drunk" "driver".

I AM NOT A LAWYER BUT DEAL WITH THEM ALL THE TIME.
MY ADVISE IS THEREFORE ILLEGAL.

[MeowMix]

Just now read this thread for the first time -- my goodness what a tragic, descriptive story. Though it could have been far more tragic. Mav, I'm so glad and relieved to hear that you and your family (including the furry one) are all okay. Your optimism and the compassion you have for others is commendable...even I don't know that I would be anything less than furious if a drunk driver took from me my beloved proton.

...I'm sorry to hear about your VX; though as much as you loved her, she apparently loved you back just as much, as she did a stellar job of protecting you and your family in her last act...and that's what is most important in this situation.

I've realized what I loved and was addicted to was the spirit of the vehicle and the community that follows it.

Best sentence I think I've ever quoted on this site...I know I for one will never own anything but a VX for this very reason.

Good luck in your search for a new foxfire; I'll keep my eyes open in the inland NW for you.

[Buffy]

First off I am glad to hear you and your family are ok. Cars are just objects that come and go but family is precious and cannot be replaced when they are gone. I have had the unfortunate experience of being in a not at fault wreck as this. My insurance covered my vehicle and went after the other drivers involved (yes 2 idiots = 1 totalled 7 month old 1 ton truck). That happened back in 2000 and is still an opened case at the insurance company which surprised me. My insurance company went after the other insurance companies to recoup their costs. The bad part was both their combined coverage didn't amount to enough to cover the truck. In my case my insurance did not go up. I just got raked over the coals (lost my butt) on the value they put on the truck.

Again, very glad to hear your family is doing well!

[WormGod]

It basically comes down to "at fault". If, and it sounds like he will be, the other driver is ticketed claimed to be "at fault" by the police investigation and report, he is liable for damages. Meaning, his insurance company. I know some states have "no fault" claims and have to use their own insurance for damages.

NJ was like this when I lived there, and it sucked.... especially when you have a car totaled by another driver, who is ticketed for running a stop sign. I had no car, was dropped by my insurance, and got knee surgery. Go figure.

Depending on how your state handles it, you simply need their other driver's insurance info so you can file a claim with them for your damages to be repaired. I don't think that will happen in this case though, since it it sounds like the car was not his and the owners claim he had no permission to be in it. THAT is where the suck comes in. You will probably have no choice but to file the claim on your own policy. Like someone stated in an earlier post, it is actually a good time to get some legal consultation. Again, it really comes down to how your state allows insurance to operate and an accident lawyer would know better than anyone.