Huh, never heard of em. I just took a few minutes to look, but from a snapshot, sounds about right for me. Let people fend for themselves, give them their money back. Let me make my own mistakes, and most definitely let me suffer the conseqeunces for those mistakes.
I predict future happiness for Americans if they can prevent the government from wasting the labors of the people under the pretense of taking care of them.
Thomas Jefferson