Book value on our trucks is very low.

If the damage exceeds 75-80% of book value the truck will be considered 'totaled' The insurance co will give you a check for that amount only, and you sign the car over to them.

They then sell the remains as scrap. you have first right of refusal on the scrap, and so you can elect to keep it for usually $150 less total payment.

Then, its up to you to repair it or not as you see fit.

John C.