I'm curious if it's true dealers get a kick back on financing from banks? Our financing fell through at one credit union, moved to another, interest goes from 4.5-7%, payment goes down by $10, dealer lowered sale price of car $1k. I'm guessing they make money off the interest rate. Any truth to this? I'm not mad, dealer has to make money, but next time I go in for a nice car for the wife it would be nice to know. I know, I should have gone in with my own financing, but it was spur of the moment.