Ok I can clarify then. I was trying to make one thread rather than a few. Many of the threads I have searched for this info have been all over the place though and with no final answer...hence my questions.
My set plans for once I have the truck is to bring it back to like new condition and then hopefully improve the handling and braking a notch. I haven't seen much on either of these topics. There is a lot on lift kits and rebuilding the stock shocks (which I would do) and some on rotors and pads, but I didn't see anything on larger brake options or any qualitative posts on before and after suspension mods. The handling is great stock, don't get me wrong; esp when you consider it's a 4000lb vehicle. I just want a little more. I am coming from a long line of vehicles that all approached or passed the 1g mark and stopped on a dime.
A loan is not an issue and I may not even need it anyway, however; in this economy who knows how long my car will take to sell and when it does will I come up short?
Penfed would be the best choice for the lower rate of 3.99%...their main requirement is a vehicle under 100k. It's cheap money if you qualify, I am not sure how they look at a mint VX though, many creditors have changed all their rules lately. I'd be just a bridge loan more or less anyway, I doubt it would even go 12 months prior to pay off. If I find a cheap truck with lower mileage then it's a non-issue. I want to back sure I can stretch my budget though a bit if the right one comes along and in the end it would be a lot less money than renting a car for a couple weeks or more or having to pull money out of anything else right now.
My plan is to restore the vehicle while continuing to drive my current car. I would want to do this all at once as I want to be the one doing the work and I'd am hoping to use up some of my vacation time to do it. I am trying to target a low mileage example, but even the best of the best are bound to need refurbishing. My plan is to go through the whole vehicle, gut it and put it back together right then enjoy it leaving the work only to maintenance.
I have built a lot of cars and trucks now...I am approaching 40, when I was younger dragging out projects wasn't such a big deal nor was having half the car being in pieces...nowadays I'd rather finish one and then move on.
I'd love to have $15k+ just sitting here to blow, if I can buy in at the lower end it's not an issue. The smartest move would be finance the VX and use cash on hand for the items. Plus there is a lot of other benefits/protections on what will probably be a long distance purchase by using a creditor to back that transaction. Things go south and I have a legal team willing to assist getting 'our' money back.
What I mainly wanted to know is are there parts that are simply not available?
For my current car the floor mats are no longer being made, there are a couple hood bumpers which also cannot be sourced...among other things, I recently had a pretty minor accident, but it was a major project to get all the pieces to put the car back together right.
This could stop the process right there. If the parts are available, I will move forward putting money together and start the hunt.