Brother I feel your pain, I'm in the same boat. In the past year or so I got laid off then used all my savings and 401K to start a business which as of last week is no more. Short saled my house, forclosed on 2 condos, burst 3 veins in my leg to which I am now undergoing a series of surgeries, and now a blown VX engine just I was about to sell my 2000 ford Excursion to help pay my escalating medical bills and keep me going until I recover enough to get a job.
Try to stay positive brother, when you hit rock bottom the only way you can go is, UP.