Ditto, I'd go for it. I used to have a 1991 Subaru XT-10 4WD Turbo Coupe with OEM push-button hi/lo body lift. It had an aluminum engine with steel sleeves. Within a few months after purchase, it overheated and totally seized the engine. The extended warranty saved my @ss and they put in a rebuilt engine with free labor. After it was fixed, I sold it as quickly as I could.

The extended warranty programs work "IF" that rainy day may come. It's a gamble-- you may need it some day, you may not; but it does give you peace of mind should something really bad happen mechanically. In today's world, it's not so much the parts that are expensive; it's the damn shop labor!!!