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Thread: Never let anyone borrow your VX!!!

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  1. #1
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    Huh... did you call Hagerty directly? I got the 928 insured through them as a "stated value exotic" but it was not valued over $40k. They used "Cars that Matter" as a pricing guide (what an obnoxious name!) to confirm what I wanted to insure it for - and I never had to have it appraised separately. They just confirmed that what I wanted it covered for was within the range of "Cars that Matter".

    I'd suggest calling them directly and seeing what you can work out...

    Good luck!

  2. #2
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    Quote Originally Posted by VehiGAZ View Post
    Huh... did you call Hagerty directly? I got the 928 insured through them as a "stated value exotic" but it was not valued over $40k. They used "Cars that Matter" as a pricing guide (what an obnoxious name!) to confirm what I wanted to insure it for - and I never had to have it appraised separately. They just confirmed that what I wanted it covered for was within the range of "Cars that Matter".

    I'd suggest calling them directly and seeing what you can work out...

    Good luck!
    Probably a good idea, since it was my Pekin agent who was talking with them as I was in her office, and I suppose if it was a matter of her losing a policy, maybe she wasn't trying as hard as she could have?? She said that she was told it was also a matter of the VX being only 8 years old.

    Did your 928 policy end up costing (much) more than a policy through a regular insurance company?

  3. #3
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    I have my 1974 Jensen Healey

    insured through them for stated value of $15000. They are not selling for that but would cost that much to get one and fix it up.

  4. #4
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    Thanks everyone, I’m not sure why it wasn’t totaled. I’ve had offers in the past for as high as 15grand. The odometer had 90k on it but other then that my VX was perfect, not a scratch on it. It also seem like the insurance adjuster really wanted to save my VX. I think I was just lucky.
    Cars designed by spreadsheets make sense. Cars designed by engineers make history.

  5. #5
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    Quote Originally Posted by kodiak View Post
    Thanks everyone, I’m not sure why it wasn’t totaled. I’ve had offers in the past for as high as 15grand. The odometer had 90k on it but other then that my VX was perfect, not a scratch on it. It also seem like the insurance adjuster really wanted to save my VX. I think I was just lucky.
    15k SOOOOOOLD!!! Then buy a VX for 6k. With 9k of mods and have a 0ne-of-a-kind VX...Glad there taking care of you ! !
    [SIGPIC][/SIGPIC]
    " Jeeps are nice, Barbie has one"

  6. #6
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    lol! Yeah, I just couldn’t do it.

    Quote Originally Posted by VCrossfan View Post
    15k SOOOOOOLD!!! Then buy a VX for 6k. With 9k of mods and have a 0ne-of-a-kind VX...Glad there taking care of you ! !

  7. #7
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    (Thread was already jacked long before I chimed in...)

    Some stated value insurance providers put all kinds of constraints on yearly mileage and driving limitations, like you can't drive the vehicle daily to/from work.

    I'm a USAA guy, myself, but I was tempted to do a Stated Value policy through State Farm that was the fairest on restrictions on my '98 Rover Mini. I later gave up, but I would be interested in knowing if anyone has a Stated Value policy on any car, that has lenient restrictions/conditions.

    As far as the appraisal, State Farm was just going to let me print their appraisal form off of the internet and have it appraised by a local shop or Mini collector. 'They' can say anything and can be flexible when adding mods/$ value to the total appraised value, as well as calculating in rarity. State Farm was also asking for examples of similar vehicles for sale near, or close to what I was requesting stated value as. That's too easy with a number of VX's selling between $10K - $15K recently. I'm only looking to do about $12K stated value, and that's including the stereo.

    I'm interested in doing a Stated Value policy on both my VX and '93 Range Rover, so hopefully someone can post positive experiences with such policies. Thanks in advance.
    Bren Workman
    Gretna, NE
    (C) 402-312-1992

    [SIGPIC][/SIGPIC]

  8. #8
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    Quote Originally Posted by VehiGAZ View Post
    I'd suggest calling them directly and seeing what you can work out...
    I called Hagerty direct, and was told that no policy was available because they don't consider the VX a "collectible" vehicle at this time.

  9. #9
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    It’s back!!! So far everything looks and feels great and I got an extra new 18in wheel out of the deal. There is a gap that’s off about a milometer or two but other then that it’s perfect.
    Thanks again for everyone’s support. It’s like it was all a bad bream.


  10. #10
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    SOLD!
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  11. #11
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    1999 Ex-Ebony..Fully Line-X'd ..0189...THE "ORW".....matching Line-X'd Trailer made from a written off 2001 Ebony.
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    DITTO...



    Quote Originally Posted by nfpgasmask View Post


    Great news....


    jo
    VX.info...PLEASE SUPPORT THIS SITE WITH YOUR VOLUNTARY $20 DONATION...
    Absolutely the best $20 you'll spend per year on your VX.


    ~ ~ > OFF ROAD WHORE <~ ~
    [SIGPIC][/SIGPIC]

  12. #12
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    It's like saving an endangerered species. Chalk one up for the good guy!
    Peace.
    Tom
    "Through Great Sacrifice..... Great Rewards Will Be Achieved"

  13. #13
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    2001, Proton Yellow, VX, 1250
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    Congrats, glad everything worked out for you!

  14. #14
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    Quote Originally Posted by ZEUS View Post
    And the Montero sits yet again...
    Lol! Yeah the pour Montero is resuming its position as a dirty job and people mover vehicle.

    Quote Originally Posted by tomdietrying View Post
    It's like saving an endangerered species. Chalk one up for the good guy!
    That’s exactly what I said to the guy at the shop!

    Quote Originally Posted by Gussie2000 View Post
    You shall share with the appraiser guy how greatfull not only you are but all of the VX'ers for going "further" & had you VX back from what seemed to be the end of the history of your VX.

    Also comment to him how many VX's got totalled with minimum damage in the last 12 months & he broked the "record"

    Salt lake city drivers .......Beware..............King proton's back again............Get outter his way
    Yep, me and the appraiser guy had a talk. I told him that Farmers might get some new customers out of this if it all works out.

  15. #15
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    Quote Originally Posted by kodiak View Post
    Yep, me and the appraiser guy had a talk. I told him that Farmers might get some new customers out of this if it all works out.
    So do you know if they just sourced parts straight from Isuzu or do they have some other way of getting parts?

    Bart

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