Since you'll need to have full insurance 'till the loan is paid off you can have the insurance pay for new paint,comprehensives claims doesn't raise you premiums. I did it,i bought my VX in november last year,three weeks later some jerk scratched the left fender with some kind of key so to say.
The insurance pay off a full painted VX in silver original color
Can i have them fix my door, the air problem, the paint and the cladding on the hood?
How will it not raise my premium?