Bummer. It's kind of surprising that your VX was totalled having only the limited damage it appeared to have in the pictures, but with the book values falling so drastically over the last few years, and shop labor rates being so high, I'd imagine it was probably the man-hours and paint work that did it.
I suppose that's what makes VX repairs fall into the category of labors of love, and points out at least ONE of the problems of insurance companies...no imagination.![]()