I had a driver's side wheel impact that didn't look to bad some years back and it ended up being pretty pricey. The entire front left suspension was replaced, and it wasn't realized until later that the steering box was damaged as well. Just make sure the body shop is thorough in not just the body work, but the steering/handling. If they find anything, they will dispute it with the ins. company.

BTW, saw a LOT of that here last weekend. Barely any snow on the ground, but people still kicked into PARANOID Driving Mode and caused a crapload of accidents because of it. Then again, that's usually MD drivers in general.