I've been riding 2-up on my 650 and I'm surprised at how comfortable it is, and how little it seems to effect my power. However, I'm only 150lbs, so I'm not bogging it down much to begin with. I also have Givi sidebags, and a givi trunk. Haven't driven with it loaded down yet. But I'm very excited to start touring. Next spring/summer is going to be great!! You might have to drive out west some, and I'll drive out east some, and we'll meet up along the way.
I wish the 650 had an extra pipe, but some people just install a dummy pipe and make it into a tool storage area...Which exhaust did you go with?
I'm thinking StaInTune