Business is good. But only good becuase it seems the whole nation is refinancing. I am now primarily doing re-fi's or maybe 8 to every 2 purchases.

It just came to me one day at my desk since I am constantly logged in to offer my services here for no charges. I have heard many sad scenarios many that I or anyone can not help. We have more programs than most anyone due to our morphing of a bank and lender.