Shameless plug.
I know alot of people and more than we would like to admit are in bad shape with their homes. I have dealt with a growing number of people in need of refinancing versus purchasing due to income restraints of all sorts.
So I am here offering my service to you all.
I am not paid by broker fees or any of that crap.
I work for a lender and they are one of the few that are FHA approved and we are backed by Bank of America. I can close your loan in about 7 days versus a typical bank. I have the power to release fees from applications so what I will do for ANY VX member or family of, is knock off:
Rate Lock Fees
Application Fees
Origination and Brokerage fees
Let me know if I can help you all.